10 Commandments For a Real Estate Loan

Blog Post Image

These 10 important rules will ensure a smooth loan process if followed:

1. Thou shalt not change jobs, become self-employed or quit your job.
2. Thou shalt not buy a car, truck or van (or you may be living in it)!
3. Thou shalt not use charge cards excessively or let your accounts fall behind.
4. Thou shalt not buy furniture.
5. Thou shalt not omit debts or liabilities from your loan application.
6. Thou shalt not originate any inquiries into your credit.
7. Thou shalt not make large deposits without first checking with you loan officer.
8. Thou shalt not change bank accounts.
9. Thou shalt not co-sign a loan for anyone.
10. Thou shalt not spend money you have set aside for closing.
When you are ready to get started, give me a call, I can walk you through this process as well as find you the best loan officer. 

Contact Beth Christie: because life’s complicated enough
A Coldwell Banker Residential Real Estate Agent